Prepare and Plan - Assemble all of your information
and develop a good idea of what you want before you begin shopping.
Getting Organized
Your house hunting will be more efficient and less stressful if you
take the time to organize yourself. Make sure you know what you can afford,
where you want to live, and what features you want in your new home.
Where Do You Want to Live?
Think about the communities in your area and decide which ones you like
and why. Consider schools, recreational facilities, and access to work
and shopping. Write down the various features you like and dislike about
each community; then review the list to decide which areas are right for
you. It's important to know where you want to live from the start - otherwise
it's too easy to get excited over a great house in the wrong location.
Don't forget to consider price range when narrowing down your choice of
locations - you'll want to spend your time looking where you'll have a
good chance of finding something appropriate.
Make a Features List
List the features you want in your new home, including rooms, room dimensions, lot size,
architectural style, access to schools, recreation, etc. Use this wish
list when viewing homes to help evaluate each property.
Determine Your Financing Options
Finding the right mortgage is almost as important as finding the right
house. There are many financing options available in today's marketplace,
so it pays to take the time to find the right type of loan. Many lenders
offer pre-approval programs that allow you to secure a loan before you
even find your home - giving you a real advantage when negotiating with
sellers.
Prequalify for Your Loan
Many lenders allow you to apply for a mortgage before you even find
a home. Once prequalified, the only major requirement for your loan is
a satisfactory appraisal of the property to be purchased (once you find
it). Prequalifying can not only give you peace of mind while shopping;
it can really give you an advantage in a tight market - where a seller
may preference a buyer who has funding secured.
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Karen is recognized by peers for her professionalism, attention to detail and persistence on meeting her clients' needs. Beyond helping to find the right house, Karen will assist in the home inspection process, attorney selection, property appraisal, child care solutions, expediting mortgage contacts, recommending movers or handyman services, and meeting neighbors.
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